Amidst high cost of University education, many students are opting for personal loans to finance their education expenses. A report from Halifax says that nearly 30 per cent of the students polled were indebted in excess of 10,000 while around 50 per cent had more than 7,000 of debts.
It is important for the students to avoid expensive debts. Experts suggest that they should shop around while taking out personal loans. A responsible borrowing and regular repayments can help students in safeguarding their academic interests.
Sue Harper, head of student banking at Halifax, said: "Our advice to students is to budget carefully and to shop around for the best financial deals. The difference between the most generous interest-free overdrafts and the most expensive could be worth several hundred pounds over the course of your studies."
Consumer debt expert Melanie Mitchley said: "If you do decide to borrow money be aware of the amount you are borrowing and think about how you will repay it".
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Source : http://www.24-7pressrelease.com/view_press_release.php?rID=32456
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I need finance for my studies but I'm not sure about a loan. I'm 18 and don't want to get in debt.
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